How to Ensure Your Family’s Prized Possessions Are Covered

Disclosure: Diary of a First Time Mom is proud to partner with Jetty to share important information about renters insurance. Although we received some form of compensation, all opinions are our own.

Dear Diary,

I hate moving. Actually, I despise it. Over the course of my life, I have lived in four states and two countries. When I hosted a television show in the Cayman Islands, I moved seven times! Unfortunately, the Caribbean island didn’t enact a landlord tenant law during my tenure there. I moved when my landlords got a divorce. I moved again when my new landlord’s mother-in-law came to town. I even moved when I was pregnant. Although I loved the adventures—moving to new places and meeting new people, I hated what came along with relocation. Packing, lifting, hauling and unpacking. Repeat. It’s a stressful, sweaty process.

What’s even more stressful—apartment accidents. I moved to Grand Cayman one week before a category five hurricane. I tried to salvage a suitcase of clothing, but ended up tossing it into the dumpster. My clothes were soiled with sand and seawater. I chalked it up as a loss. I didn’t have renters insurance. Then, when I lived back in the U.S., my high priced apartment in the city had a plumbing problem. The sink overflowed and although the water level didn’t rise as high as Hurricane Ivan, it did its damage and ruined my newly purchase West Elm Rug. This time I did have renters insurance. But my deductible was extremely high, so I tried to salvage the rug. I scrubbed on my hands and knees, but the rug looked worn and faded.

The next time I move, I’m making sure I take along Jetty, a new kind of insurance company that protects customers against setbacks of all kinds, from fire and theft to wasted time and money.

Currently, Jetty offers two products and lots of services. You can purchase Traditional insurance—Renters Insurance or Condo/Co-op Insurance. You can get a quick quote, or price as they prefer to call it, without providing all of your personal information. Once you buy a tailored plan, you’re covered! Even down to stolen cash, food in your fridge and damage due to pets.

You can also sign up for Jetty Passport. The Passport Deposit replaces the need to post a security deposit. You only have to pay a one-time, non-refundable fee, which amounts to a fraction of the deposit cost. And the passport lease replaces the need to find a lease guarantor or co-signer (i.e., if you don’t meet the salary requirements on your lease) I wish this were around when I was in college! Want to find out more? Just fill out this online application. It will take minutes, that could save you months of frustration if you go uninsured!

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